Contact Us
Jagruti (Jolly) Gandhi
Mortgage Loan Officer
Cell: 925-786-3036
jagruti.gandhi@grovescapital.com
NMLS: 2565148
Groves Capital Inc.
NMLS: 1678775
Office: 4883 Ronson Ct. Suite-A, San Diego, CA 92111
For pre-qualification or pre-approval: APPLY NOW
services
Home Purchases & Refinances
· Access to wholesale rates, lowest in the industry
· Access to 160 lending partners
· Technology that lets you apply for your mortgage from anywhere and track your loan progress all the way to closing!
· Unique programs for self-employed buyers
· Our programs include Fixed-Rate Mortgages (FRM), Adjustable Rate Mortgages (ARM), Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM), FHA Loans, VA Loans, Interest Only Mortgages, Reverse Mortgages, Graduated Payment Mortgages
· Low Down Payment Programs / 3% down
· Down Payment Assistance Programs
New Ground-up Construction
One-Time Close loans
- Save time and money. One closing means only having to cover one set of closing costs.
- No settling. With new construction, borrowers really can have the home of their dreams.
- Low down payment. Down payments as low as 5% down for conventional and 0% down for VA make new construction loans accessible for more borrowers.
- One approval. No need for a second approval.
- Modify down option. Once the loan is complete, borrowers can modify down to secure a lower interest rate if the market changes or stay locked in no matter how the market moves.
- Build-period payments. Conventional borrowers can enjoy lower, interest-only payments while VA borrowers have no payments during the build period.
- Less out-of-pocket expense. The borrower doesn’t have to pay for the build and then get a mortgage. The mortgage pays for the build!
Commercial Loans
- Permanent Loans
- Takeout Loans
- Bridge Loans
- Commercial Construction Loans
- Conduit Loans
- SBA Loans
- SBA 7(A) Loans
- SBA 504 Loans
- SBA Construction Loans
- USDA B&I Loans
- Hypothecations
- Fix And Flip Loans
Small Business and Equipment Loans
We only look at 3 months business
bank statements. If you deposit
$500,000 a month on average, then within a
week or less, we will approve a cash
payout of $500k to the business.
• Terms are 12 or 24 months
• Rates ranging 9-15% OR interest only
• Businesses can get the funds replenished every
few months
• Even loans on equipment
• No liens or UCCs filed
• No liens on credit
• Like private/hard money
• Business owners can use this for payroll,
expenses, business trips, any business-related expenses
